Limited-Time Offer! Eggceptional Donor Egg Cohorts Now $9,900 (Normally $16,500–$20,500). See Eligible Donors 🠖

Financing Your Path to Parenthood: Clear, Accessible, Supported

The dream of parenthood should never be out of reach.
With over 30 years of experience, Lucina Egg Bank makes donor egg parenthood more accessible through zero upfront costs, fixed pricing, and meaningful discounts for military families and multi-cohort plans.

Located in San Diego, California, we work with leading financial partners to provide simple, stress-free fertility financing. Backed by FDA-screened donors and success guarantees—including refund options—you can move forward with clarity and confidence.

Lucina’s Commitment to Affordability

We believe financial ease should be part of your family-building dream. That’s why we offer:

Explore Your Fertility Financing Options

Whether you’re planning ahead or ready to take the next step, Lucina partners with trusted financial institutions to offer flexible, patient-friendly payment plans. Explore simplified options, designed with your peace of mind at heart.

Each provider below offers unique benefits—click to view full details and choose the plan that’s right for your journey.

Our Trusted Financial Partners

Lender

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CapexMD

Custom finance plans for all fertility treatments; loan specialists often have personal IVF experience; funds coordinated with Lucina for seamless care; no prepayment penalties; secure online application.

* Contact/Apply:

PatientFi

Friendly monthly plans; covers meds, IUI/IVF, PGT, third‑party; loan range $200–$40K; rates 6.99–28.99%; approval based on full picture vs. credit alone.

* Contact/Apply:

Comerica Bank (0% Interest Credit Cards)

Available in CA, AZ, TX, FL, MI; no collateral required; easy access to funds; ideal for immediate financing needs.

* Contact/Apply:

Comerica Bank (HELOC)

For eligible states; competitive interest (~5.49%); flexible repayment; covers large financing needs with collateral tied to home equity.

* Contact/Apply:

Comerica Bank (Business Credit)

Designed for business financing; available in CA, AZ, TX, FL, MI; flexible credit option for entrepreneurial patients.

* Contact/Apply:

Prosper Healthcare Lending

Soft pull prequalification; loans $2K–$35K; rates 5.95–19%; supports streamlined access to funds.

* Contact/Apply:

Prosper HELOC

Borrow up to 80% of home value; flexible draw and repayment terms; interest-only first year; variable/fixed rates.

* Contact/Apply:

SoFi Personal Loans

Loans from $5K–$100K; no origination/prepayment fees; rates 7.99–23.43% APR; fast and transparent.

* Contact/Apply:

GAIA

Monthly plans up to 5 years (including 0% initial rate); “No Baby? Don’t Pay” IVF guarantee; “No Eggs, No Fee” plan for egg freezing; coverage includes IVF, IUI, donor cycles, embryo transfers, PGT & meds; dedicated Gaia Advocate for 1:1 support.

* Contact/Apply:

Need Help Choosing the Right Partner?

Not sure where to begin? Our financial coordinators are here to guide you, answer your questions, and help you explore solutions that suit your family-building goals.

Ready to Learn More About Lucina’s Guarantees?

We offer multiple protection options to give you confidence through every step of your fertility journey. Learn how our exclusive guarantees protect your investment and enhance your chances of success.

Limited Time Offer
Date On: 10/31/2025

Unlock Your Path to Parenthood with Our Eggceptional Flash Offer!

$9,900 cohort event!

The Eggceptional Flash Offer is a unique opportunity providing a clear path to achieving high-quality embryos.

This offer features

Donor egg cohorts at $9,900

(normally $16,500 - $20,500)

Eligible for patients of IVF centers worldwide

Log in to the donor gallery to explore eligible donors 

and take the first step towards building your family.

*T&C Apply